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Mortgage broker with more than 12 years' experience

Zero Mortgage is a local Canley Vale brokerage delivering mortgage solutions across Canley Vale, Canley Heights, Cabramatta and surrounding areas. Our team, led by an experienced industry director, has helped thousands of clients and been involved in arranging more than $1 billion in lending. We offer access to the Big Four banks alongside dozens of other Australian lenders, giving clients a broad range of Home loans, First home buyers, Refinance, Investing, Pre approval, Personal loans, Commercial loans, Construction loans, Business lending, Vehicle finance, SMSF finance, Asset finance, Bridging loans and Debt consolidation products.

Clients choose Zero Mortgage for practical support through every stage of the loan lifecycle. We select from thousands of loan products to find appropriate options for owner-occupiers and investors, and provide flexible availability seven days a week including after-hours with face-to-face appointments by request. Our office is at 9 Canley Vale Road, Canley Vale, NSW 2166, Australia, and we manage applications with clear communication and hands-on oversight from enquiry to settlement.

Simon Tran

Managing Director

Phone: 1300 474 888
Email: simon.tran@zeromortgage.com.au

Simon has more than 12 years in the lending industry and has assisted thousands of Australians, arranging in excess of $1 billion in lending. He focuses on residential home loans, refinances and investment lending, and brings deep experience negotiating with major banks and specialist lenders. As Managing Director at Zero Mortgage he is known for clear, practical communication, a hands-on approach to managing applications and settlements, and a readiness to meet clients outside usual hours or at locations that suit their busy lives.

Vanessa Tran

Lending Specialist

Phone: 0431 599 483
Email: vanessa.tran@zeromortgage.com.au

Vanessa brings practical lending experience and a calm, personable approach to client interactions. She specialises in assessing scenarios, explaining options clearly and guiding borrowers through each step with patience and clarity. Her background includes working with diverse loan types and balancing detailed analysis with strong communication. At Zero Mortgage Vanessa focuses on building trust, simplifying complexity and delivering reliable support during pivotal decisions. She is known for professionalism, responsiveness and steady problem solving.

Huynh Tran

Lending Specialist

Phone: 0403 283 799
Email: huynh.tran@zeromortgage.com.au

Huynh brings a calm, client-centred approach to lending, drawing on extensive experience in home finance and personal lending solutions. He excels at explaining complex options clearly and guides clients through each step with patience and practical insights. As a Lending Specialist at Zero Mortgage, Huynh focuses on building long-term relationships, assessing needs precisely and organising applications efficiently. He is known for clear communication, reliability and a steady focus on helping clients reach their home ownership goals.

Andy Tran

Lending Specialist

Phone: 0403 619 772
Email: andy.tran@zeromortgage.com.au

Andy has built a career helping Australians navigate home lending with clarity and calm. As a lending specialist he focuses on practical solutions, clear explanation of options and steady support through each step of the loan journey. Colleagues describe him as methodical, patient and responsive, qualities that ease complex decisions. At Zero Mortgage Andy draws on industry knowledge and strong communication skills to guide clients toward achievable outcomes, remaining committed to ongoing professional development and reliable client service.

Wendy Bui

Lending Specialist

Mandy Tran

Lending Specialist

Our services

We offer comprehensive support for all your home loan and finance needs across a range of services. No matter who you are, our experienced team is committed to finding the right options tailored to your unique situation.

Common questions and answers

In addition to offering competitive rates, we pride ourselves on being available to help with whatever questions you have throughout the life of your loan. We don’t discriminate against first-time buyers or experienced investors – no matter who you are, we’re committed to being there when you need.

  • What does a broker do?

  • Do you charge fees for home or investment loans?

  • Is it more expensive to use a broker?

  • How much can I borrow?

  • Should I go for a fixed or variable rate?

  • Which lenders do you work with?

Mortgage broker services across Canley Vale

Although we service clients Australia wide, we offer specialised support in areas across Canley Vale with lender access, home loan help and finance options tailored to our local community.